Opinion: Why the dual credit score mandate raises costs for small businesses without clear benefits
Washington says it wants to lower costs and expand access to credit. For millions of entrepreneurs, access to credit depends not only on the health of their businesses but also on their personal credit profiles. That is why regulatory decisions that make borrowing more complex or expensive deserve c
The capital stack evolution: How proprietary preferred equity behind Freddie Mac loans solves a key borrower dilemma
The multifamily capital stack is evolving. As elevated interest rates and tighter loan proceeds continue to reshape acquisition and refinancing strategies, investors are challenged by a market where senior loan proceeds and liquidity preservation are constrained. One effective solution is proprietar
Duplexes and townhomes do not always make housing cheaper
Not every housing policy labeled “affordable” is actually designed to make housing more affordable. That is the central problem with today’s “missing middle” debate. Across the country, duplexes, triplexes, courtyard apartments, townhomes and small multifamily buildings are being promoted as the sol
Florida county’s impact fees put new Live Local projects at risk
Indianapolis-based apartment developer Milhaus started building an apartment project in Manatee County, Florida, under the state’s Live Local Act after securing its funding earlier this year. It may be one of the few to be built in the county, next to Sarasota, under the law, until lawsuits over a m