Mortgage Rates by State Today

by Alex Lange

Today's mortgage rates by state, with the national 30-year average (7.201% on Nov. 10, 2026) and why Fannie Mae and Freddie Mac loans cost about the same everywhere.

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HELOC Rates by State: Rates in the 10 Largest States
HELOC Rates by State: Rates in the 10 Largest States
First-Time Home Buyer Program Income Limits: 25 States Compared
First-Time Home Buyer Program Income Limits: 25 States Compared
ARM vs. Fixed Rates Today: How Big Is the Gap?
ARM vs. Fixed Rates Today: How Big Is the Gap?
Cash-Out Refinance Rates by Credit Score and Equity
Cash-Out Refinance Rates by Credit Score and Equity
Refinance Rates by Credit Score
Refinance Rates by Credit Score
Construction Loan Rates: One-Time Close vs. Construction-Only Loans
Construction Loan Rates: One-Time Close vs. Construction-Only Loans
Condo Mortgage Rates: How Much More Than a House?
Condo Mortgage Rates: How Much More Than a House?
DSCR Loan Rates and Requirements (2026)
DSCR Loan Rates and Requirements (2026)
Mortgage Rates by Down Payment: 3% vs. 5% vs. 10% vs. 20%
Mortgage Rates by Down Payment: 3% vs. 5% vs. 10% vs. 20%

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Stephanie Rhodes
Stephanie Rhodes

State Designated Broker License ID: BK3419257

+1(813) 245-9524 | stephanie@yrealtyinc.com

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